Mobile Phones and Driving

You should not use your mobile phone whilst driving your car, as this reduces your concentration levels and can increase the likelihood of an accident. Car insurance may protect you financially against an accident, but if the accident is your fault because you were using your phone – then your claim may not be valid.

Using a Mobile Phone whilst Driving

Injury, damage to your car or accidental third party liability are usually covered by your car insurance policy, however if the accident occurs whilst you are talking on the phone, you may find that your car insurance claim is not valid.

If you are caught talking on your phone, you will be issued with a fixed penalty fine, and this fine can rise to up to £1,000 if the driver contests it. You will also get three penalty points on your license. Points on your license mean that your car insurance provider may increase your car insurance premium, as you are viewed as a potential risk on the road. For your own safety, and for cheaper car insurance, you should therefore avoid using or talking on your mobile phone whilst driving.

The British Medical Journal found that car drivers are four times more likely to have an accident if they are using their mobile phones whilst driving.1 Hands-free equipment does not make driving more safe either, as drivers can still be distracted and at risk of an accident. The Government Department for Transport reports that driver’s reaction times are 50% slower if they are using a phone whilst driving.2

Talking on the phone whilst driving is dangerous, but texting or reading messages on your phone is also very dangerous. As you write a message, you will take your eyes away from the road for several seconds – this is more than enough time for another vehicle to change position unexpectedly or for an obstacle to appear and create a collision.

You should be aware that it is also illegal to use your mobile even if you’ve stopped at traffic lights, if you are stuck in a traffic jam or you are in a car park. According to the law these events still constitute the legal definition of ‘driving on the road’, and you are therefore not allowed to use or talk on your phone.

You should never talk on your mobile whilst driving, and if you know someone is driving you should not call or contact them. Car insurance is designed to protect you financially in case of an accident, but it’s best to do everything you can to avoid an accident in the first place.

[1] – www.dailymail.co.uk/news/article-355502/Car-phone-users-times-likely-crash.html

[2] – think.direct.gov.uk/mobile-phones.html

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Vauxhall Corsa VXR Nurburgring Edition

Car geeks are obsessed with concept cars and sneak previews. The Corsa VXR Nurburgring is no exception to this, the exciting small Vauxhall powerhouse was photographed at the German racing circuit itself in early 2010.

Vauxhall Corsa VXR Nurburgring Edition

Coming to a Vauxhall dealership near you this month, the Vauxhall Corsa VXR Nurburgring Edition will be priced from £22,995.  Not inexpensive and if that proves hard to swallow consider a quality used vauxhall. Having leased a Vauxhall Corsa 1.8, I know how crazy it can feel to have so much power underneath the bonnet of a small car. However this is more Saxo VTR / Clio Sport land than that. Well-off boy racers, you are reading the right blog. This VXR has 1.6 turbo engine, increased torque (up to 250-280 Nm) in excess of 200 bhp resulting in a 0.60mph of 6.5 seconds with a 145 mph top speed.

Considerable work  and testing has been carried out between the Luton mechanics and the Nurburgring racing track. Traction control, electronic stability, braking and chassis modifications have been made in order to deal with the increased PS. The brakes are brand new – Brembo brakes and so is the suspension which is provided by Blistein.

The Corsa VXR Nurburgring has impressive specification and headline stats but is potentially too dear. It is about £5K more expensive than the Clio Sport and that is very much the benchmark in the premium boy racing bracket. After another September where Ford have stolen the UK car market headlines, this is a well-timed development for General Motors as they look to challenge the leaders that possess the jewel in the crown that is the Ford Fiesta.

If crazily fast, small cars are your thing then definitely check out this new beast. Trusted Dealers have a huge co-operative of Vauxhall franchised dealers and will be displaying this vehicle in their showrooms later this month – click here to find your nearest new and used Vauxhall retailer.

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Jaguar C-X16 concept Review

First things first, this is not a new E-type Jaguar, it is according to Jaguar, a “sustainable sports car of the future”, that just happens to take more than a few visual cues from the 1960’s icon. The car itself is Jaguars C-X16 concept, a lightly disguised production ready road car, that Jaguar hopes, will take on the might of the Porsche 911 in the coming few years.

Jaguar C-X16 Review

The second thing to point out is that the C-X16 is not a replacement for the XK, it is a whole new car that will slot into Jag’s line up. Whereas the XK is unashamedly a Grand Tourer designed for eloping across Europe, the new car is designed to be an out and out sports car ready to scare the bejesus out of you.

Jaguar over recent years have become quite handy when it comes to wielding a design pencil, the XF, XJ and XK have all replaced their rather dated looking predecessors, rescuing the brand from the brink of financial meltdown. The C-X16 looks fit to continue this rebranding and I feel a closer look at it is required to understand its beauty and uncanny resemblance to the aforementioned E-Type. From side on the car has that typical long nose, short rear profile of the iconic coupe. It also features a gently sloping glass hatch that’s not all too dissimilar from the coupe E-type. That glass hatch leads down to the thin horizontal rear lights, which wrap around both sides of the car, stopping just before and above the rear wheels. At the bottom of the sculpted rear bumper sits a rather purposeful looking rear diffuser housing quad upswept exhausts at either side. From the front the C-X16 looks equally as good. Its swept back headlights and wide open grill make it look ever so slightly like the animal after which the company takes its name. From every angle the car looks fast, its bonnet’s bulge with little air scoops on either side give it a 70’s, muscle car feel and hint at the supercharged engine beneath, which funnily enough is the next part of the car that I feel needs exploring.

Engine wise, the C-X16 features a not too shabby, all new supercharged 3 litre V6. However, the C-X16 is an experimental hybrid, which means it’s got an electric motor too! Total power equates to 380bhp from the engine and 95bhp from the electric motor. It uses the electric motor in the same way as the KERS system in an F1 car, meaning that you can press a big shinny button to release a boost of power to get past any particularly slow moving traffic. Thanks to this instant torque of the electric motor, coupled to the V6, 0-62mph is dealt with in 4.4 seconds and top speed is limited to an adequately illegal 186mph. Despite the turn of speed, the icing on the cake for all this hybrid’ness is a city car rivalling mpg of 41 and low C02 emissions for a car of this class at 165g/km. Finally, what this also means is that the car can run on pure electric power at, according to Jaguar, up to 50mph. Pretty clever stuff I’m sure you’ll agree, but it doesn’t stop there. The car also features the obligatory stop/start system and electric regeneration to recharge itself. All the power and techy bits are hooked up to the rear wheels through Jaguars new 8 speed auto box with manual override, which has just debuted in the 2.2 diesel XF.

Jaguar C-X16 Concept car

Inside the C-X16’s very red interior there is an abundance of clever gadgetry, which hints at what sort of things Jags of the future will offer. There is a plug which can be used for connecting numerous types of smartphone, the touchscreen display in the centre consul then changes to reflect the specific phones layout. It then allows you to use the phones functions through the cars screen. Very clever stuff although totally useless if you still use a Nokia 3310. Having a touchscreen in the centre means that the need for masses of buttons is no longer, this gives the cabin a simple uncluttered and elegant appearance. The only major controls left, are the beautifully crafted aluminium heater knobs, gear selector and steering wheel of course!

Although this car is still officially a concept, the amount of real world technology, viable engine and performance figures, suggest it will become a production ready car sooner rather than later. It is likely to make a welcome addition to Jaguars line up and put more than just a worried thought into Porsche and Aston’s bosses heads, as this car will be major competition for the new 911 and now dated V8 Vantage. Although Jaguar insists it is not a new E-Type there are definitely some visual cues to the classic, which is in no means a bad thing. However Jag doesn’t need to worry, the C-X16 is definitely a unique, modern, sports car of the future.

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Researching Used Cars

Comprehensive Research When Purchasing Used Cars

A well-researched used car can represent the best possible value when purchasing a vehicle.  Some cars lose a great deal of value as soon as they leave the showroom; this value can be transferred to the buyer’s pocket.

If you’re buying a relatively new used car and want big savings, you should research which cars depreciate most quickly – see motors.co.uk/ for more information about buying used cars.  Some brands offer big savings after delivery mileage.  Most of the more obscure brands lose over fifty percent of their value in the first couple of years due to their lack of re-sale marketability.

For many buyers, a used car is the best option available.  If you’re on a limited budget and you want a used car at the bottom end of the price scale there are an abundance of bargains out there, but you need to be a bit more thorough in terms of inspecting the vehicle. It can be easy to cover up mechanical flaws to the untrained eye and there is a series of questions that need to be asked before handing over your money.  With this in mind you can rest easy in the value of your purchase.

A minor pitfall of buying a used car is that, in the main, they won’t offer an extended warranty and they could be suffering from previous damage, so to get a bargain you need to run some checks to protect your investment.  A car can be test driven for a good length of time without really showing any serious underlying faults.  Head gasket damage, a worn cam belt, rust and all the problems that occur under the bonnet need to be queried and checked.  This can be done through an independent inspection or through the advice of somebody with a reasonable level of expertise.

With good research and a comprehensive check-over, there is a good probability that a used car will offer the best value for money deal on the market.

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Private Number Plates

I live, like many millions of people, quite close to a city centre. This means that I have to park my car in a specific controlled zone. My zone happens to called “S1”, and if I was particularly forgetful I could purchase a private number plate for my car which reads “S1” to remind me. Unfortunately however, doing this would cost me £404,063. Welcome everyone to the very expensive world of private registrations. In the past ten years or so the notion of having a slightly confusing bunch of letters and numbers adorned to the front and rear of your car has really taken off. Websites have popped up everywhere offering every Tom, Dick and Harry the chance to put their stamp on their car. Even the DVLA has realised how much money can be made and set up a website offering plates that not so long ago were purely for the domain of the rich and famous. All this is very empowering; however, there are a few pitfalls which I would like to now explain.

Firstly as briefly mentioned already, private registrations can cost an obscene amount of money, which when you consider how utterly useless they actually are make them seem rather silly. Some examples; do you live near the M1 motorway and adore its vast expanse of tarmac so much you fancy the number plate M1? Well it could be yours for the costly sum of £331,500. Are you David Cameron? Do you want to rub in the fact you now live at number ten Downing Street by putting “10” on the plate of the Jag XJ? It could be yours for £210,242 of fine taxpayer’s money. These registrations really did sell for these prices albeit not those buyers, but still, not one penny of their pointless cost went to any good cause whatsoever.

The next pitfall is what do some registrations actually mean? I have spent countless car journeys transfixed, trying to figure out what the Porsche Cayenne’s number plate in front of me actually means. Pondering so hard that I barely notice the light change to red or the squirrel run out in front of me, only to eventually realise that S5 HRT means “shirt” and has no significance at all, to anything.  Another issue with private plates is choosing the right one. They have the ability to make your car look older and worse than it actually is, especially if you buy one with the standard UK 7 digits. For example P787 ATE might have significance to you, attached to your Ford GT. But if a person who knows nothing about cars see’s it they might just tell others they saw a sporty P registration Ford. And I would immediately presume they spotted a rusty Ford Probe, oh how exotic!

Arrogance is my final problem with the private registration. Adorning whatever car with number plates like; B16 BOY, G5 POT, BOS 555Y, FR51 SKY and HU57 LUR make whoever is driving it look like a total tool! Fair enough the people who buy them might have the confidence to drive around with them on, but inside, secretly, everybody else thinks they just look stupid. The owners will also have to remember that owning such a plate makes their white Range Rover Sport on 22 inch rims stand out even more from the crowd. Meaning that if said vehicle becomes recognised for questionable driving, seeing that distinct plate trying to pull out from a junction is likely to be met with hostility rather than a friendly wave, be prepared!

In conclusion then, private car number plates are hugely popular, hugely expensive and utterly pointless. They have the ability to make cars look old and their drivers idiotic if chosen wrongly. But there is no question that they can make ordinary people like you and I feel a little bit unique and special, in a world where everyone seems to be driving the exact same car and wearing the exact same jacket as you. Just please think carefully before buying because we really don’t want a B16 SXY PR08 LEM.

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New Fiat Panda 2012 Review (First look)

The last couple of cars I have had a first look at were, shall we say a tad exotic. They were not exactly run of the mill everyday vehicular transport for the masses. So this time around I thought I’d tell you about the new Fiat Panda instead! The last Panda was a massive success for Fiat; single-handedly rescuing Fiat from building awful stuff like Stilo’s, that broke all the time, and taking them back to their roots of building simple honest fun little cars.

Fiat Panda 2012 First Look Review

The third generation of the Panda will hit the streets early in 2012 and from the pictures it is still recognisably a Panda, albeit slightly more bloated than the last one. It’s lost its angular edges, now sporting a rounder, chubby, smiling face. This theme continues along the car with big chunky wings and doors. However Fiat still manages to encompass those trademark flared Panda wheel arches. Round the back the Panda is still very flat, but now embraces Fiat’s design identity of a large black bump strip. This unfortunately makes the Panda look a bit like one of Fiat’s Doblo vans from behind. Never the less the car as a whole looks like it’s ready for the rough and tumble of the urban jungle if you will.

The bigger outside dimensions also mean that the Panda has grown on the inside too; however, this also has something to do with the clever packaging and design of the interior. The new car features incredibly skinny seat backs… how very interesting you might think, but they allow plenty of leg room for 3 back seat passengers. It’s very dull yet it’s very clever things like this that make the Panda so ingenious. For instance have you ever wanted to carry a long plank of wood but find your normal car is a bit too short? Not to worry, with the Panda you can fold the front passenger seat flat to carry one. Either that or use the back of the seat as a make shift table. Keeping on the interior note the new Panda will feature plenty of tech. Which is a far cry from the original panda, I would know, my dad owned one. The new one is the equivalent of bringing an ipad to a medieval jousting event. Tech includes, electric everything, power steering that can be switched to be uber light for city driving. It also has stop/start and auto emergency brakes that come on at anything up to 20mph if you’re about to hit a tree. The Panda can also be spec’d with a big panoramic sunroof if you so wish.

New Fiat Panda 2012 Review

Engine wise, the new Panda is available with Fiat’s excellently frugal Twinair two cylinder petrol engines, with either 64bhp or 84bhp in turbo’d form. It is also available with a 1.2 litre petrol (68bhp) and a 1.3 multijet diesel (74bhp), still both good in their own right.

To conclude then, the new Panda is bigger, rounder and cleverer than the old one. It also happens to be a million miles away from the 80’s original in terms of simplicity. However, times have moved on and it seems as if the Panda will continue to solidify Fiat’s growing reputation for funky, practical and frugal little cars. It’s basically a Fiat 500 for slightly less image conscious and slightly more practical people.

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