New Drivers: getting the right car and insurance

Passing your driving test can be an exhilarating experience and one of the defining moments in your life. A whole new world will open to you – one where you don’t have to rely on public transport and lifts from friends. You can go wherever you want, whenever you want and life behind the wheel brings a sense of independence you will never have felt before. It’s certainly an exciting time and if you’ve just passed your test then you’re probably desperate to have your first taste of driving solo on your town’s roads. However, one thing you need to sort out before driving alone for the first time is your car insurance.

New Drivers

New Driver Insurance

Looking for the right car insurance deal can be tiresome and many insurers will charge through the nose to insure new drivers. But there are some affordable companies out there, you just need to track them down!

Many new drivers turn to insurance firms such as to insure their cars, as companies like this work with a wide range of specialist insurance partners in order to offer new drivers more affordable deals – great news if your sense of adventure and enthusiasm to hit the road aren’t rivalled by the size of your wallet!

The reason car insurance is infamously expensive for new drivers is that they have limited driving experience and lack a no claims bonus. However, there are things you can do to keep costs as low as possible. The biggest factor that you can control is the car that you drive. If you haven’t yet purchased a car then you should certainly keep insurance costs in mind when you’re shopping around because some cars will be a lot more expensive to insure than others.

Cars for New Drivers

Deciding which car to buy when you pass your test can be daunting, especially with so much choice out there and the worry of how much a car will cost you to insure. Fortunately, some cars will not cost you a small fortune to insure. Take the classic VW Beetle for example (don’t let the word ‘classic’ put you off – some classic beetles were still being produced up until 2003!). You may also want to consider more modern cars like the Vauxhall Corsa or Peugeot 106. Remember, what the car looks like is less important at this stage – finding a car that is cheap to insure should be the priority!

Lower your premiums

Once you have purchased your car and insurance, you can then focus on getting your insurance premium down. There are a number of ways which you can do this, undertaking additional training for example, such as a Pass Plus course. It’s designed to give new, inexperienced drivers the chance to strengthen their skills and the knowledge needed to drive safely in a range of environments and conditions. Insurers recognise that drivers who undertake the PassPlus course are likely to be safer drivers and less likely to have an accident which could lead to a claim. The best part is, there is no test to take after the course – you are simply presented with a certificate which can be shown to insurers in order to lower your insurance premium.

You may also like...